South Africa vs Spain
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
๐ฐ Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country โ side by side.
๐ฟ๐ฆ South Africa โ Provincial & Municipal Taxes
South Africa's 9 provinces do not levy their own income tax โ this is national. Municipalities levy property rates (0.5%โ2.5% of assessed value/year), utilities, and refuse levies. Cape Town and Johannesburg have relatively higher municipal rates. Load-shedding prompted energy-related tax credits in recent budgets.
๐ช๐ธ Spain โ Autonomous Community & Municipal Taxes
Spain's 17 autonomous communities set their own half of income tax. Madrid applies significant reductions while Catalonia has higher regional rates. The Basque Country and Navarre have special tax regimes (concierto econรณmico). Municipal taxes include IBI (property tax) and IAE (business activity tax). Effective top rates (national + regional) range from ~43% (Madrid) to ~54% in some communities.
South Africa vs Spain: Key Tax Differences (2026)
๐ฐ Income Tax: ๐ช๐ธ Spain has a higher top income tax rate (18โ45% vs 19โ47%). ๐ฟ๐ฆ South Africa is more favourable for high earners.
๐ VAT/Sales Tax: Spain has a higher consumption tax (16% vs 4โ21%).
๐ข Corporate Tax: ๐ช๐ธ Spain offers a lower corporate rate (25% vs 27%), which can influence business location decisions.
๐ Capital Gains: ๐ฟ๐ฆ South Africa taxes investment gains at a lower rate (18% vs 28%), benefiting investors.