Netherlands vs Spain
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
๐ฐ Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country โ side by side.
๐ณ๐ฑ Netherlands โ Municipal & Water Board Taxes
The Netherlands is a unitary state โ income tax is set nationally. Municipalities levy property taxes (OZB) and water boards (waterschappen) charge annual water management levies. The Box 3 system is under ongoing reform following Supreme Court rulings. New Box 3 reform taxes actual returns from 2027.
๐ช๐ธ Spain โ Autonomous Community & Municipal Taxes
Spain's 17 autonomous communities set their own half of income tax. Madrid applies significant reductions while Catalonia has higher regional rates. The Basque Country and Navarre have special tax regimes (concierto econรณmico). Municipal taxes include IBI (property tax) and IAE (business activity tax). Effective top rates (national + regional) range from ~43% (Madrid) to ~54% in some communities.
Netherlands vs Spain: Key Tax Differences (2026)
๐ฐ Income Tax: ๐ณ๐ฑ Netherlands has a higher top income tax rate (9.32โ49.5% vs 19โ47%). ๐ช๐ธ Spain is more favourable for high earners.
๐ VAT/Sales Tax: Both countries have comparable consumption tax rates (9โ21% vs 4โ21%).
๐ข Corporate Tax: ๐ช๐ธ Spain offers a lower corporate rate (25% vs 25.8%), which can influence business location decisions.
๐ Capital Gains: ๐ช๐ธ Spain taxes investment gains at a lower rate (28% vs 38%), benefiting investors.