Malta vs Croatia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π²πΉ Malta β Local Council Taxes
Malta's 68 local councils (kunsilli lokali) have limited taxing powers β primarily fees for refuse collection, minor local services, and permits. Income tax, VAT, and company tax are all national. Malta is a significant EU financial services hub offering a full imputation dividend tax credit system that can reduce corporate effective tax rates to as low as 5% for non-resident shareholders. Malta has attracted gaming companies, crypto regulation pioneers, and financial services firms with its competitive holding company structures and refund system.
ππ· Croatia β County & Municipal Surtax
Croatia's 20 counties (ΕΎupanije) and 556 local government units levy prirez (surtax) on income tax of 0%β18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.
Malta vs Croatia: Key Tax Differences (2026)
π° Income Tax: π²πΉ Malta has a higher top income tax rate (0β35% vs 20β30%). ππ· Croatia is more favourable for high earners.
π VAT/Sales Tax: Croatia has a higher consumption tax (5β18% vs 5β25%).
π’ Corporate Tax: ππ· Croatia offers a lower corporate rate (18% vs 35%), which can influence business location decisions.
π Capital Gains: ππ· Croatia taxes investment gains at a lower rate (10% vs 12%), benefiting investors.