Malta vs Bulgaria
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π²πΉ Malta β Local Council Taxes
Malta's 68 local councils (kunsilli lokali) have limited taxing powers β primarily fees for refuse collection, minor local services, and permits. Income tax, VAT, and company tax are all national. Malta is a significant EU financial services hub offering a full imputation dividend tax credit system that can reduce corporate effective tax rates to as low as 5% for non-resident shareholders. Malta has attracted gaming companies, crypto regulation pioneers, and financial services firms with its competitive holding company structures and refund system.
π§π¬ Bulgaria β Municipal Taxes
Bulgaria's 265 municipalities set local tax rates within nationally defined bands. Property tax (danuk varhu nedvizhimi imoti) is levied at 0.01%β0.45% of the property's tax value (set by municipalities). Vehicle tax and patent tax for micro-enterprises are also locally determined. Sofia Municipality applies higher property tax coefficients than rural areas. Bulgaria has the EU's lowest flat income and corporate tax rates at 10%, making it a competitive jurisdiction for businesses.
Malta vs Bulgaria: Key Tax Differences (2026)
π° Income Tax: π²πΉ Malta has a higher top income tax rate (0β35% vs 10%). π§π¬ Bulgaria is more favourable for high earners.
π VAT/Sales Tax: Bulgaria has a higher consumption tax (5β18% vs 9β20%).
π’ Corporate Tax: π§π¬ Bulgaria offers a lower corporate rate (10% vs 35%), which can influence business location decisions.
π Capital Gains: π§π¬ Bulgaria taxes investment gains at a lower rate (10% vs 12%), benefiting investors.