Germany vs Poland
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π©πͺ Germany β Trade Tax (Gewerbesteuer) & Church Tax
Germany's 16 BundeslΓ€nder apply federal income tax rates uniformly β no state income tax variation. Municipalities levy Gewerbesteuer (trade tax) on business profits at ~7β17% effective. Church tax (Kirchensteuer) of 8β9% of income tax applies to registered members. The solidarity surcharge (Soli) now only applies to the top ~10% of earners.
π΅π± Poland β Local & Municipal Taxes
Poland's 16 voivodeships do not levy their own income taxes. Municipalities collect property tax (podatek od nieruchomoΕci) within national limits. The Polish Deal (Polski Εad) reforms of 2022 significantly changed income tax. A health insurance contribution (9% of income) is no longer deductible, effectively raising the burden. The JDG (sole proprietor) regime offers flat 19% or lump-sum options.
Germany vs Poland: Key Tax Differences (2026)
π° Income Tax: π©πͺ Germany has a higher top income tax rate (14β45% vs 12β32%). π΅π± Poland is more favourable for high earners.
π VAT/Sales Tax: Poland has a higher consumption tax (7β19% vs 5β23%).
π’ Corporate Tax: π΅π± Poland offers a lower corporate rate (19% vs 29%), which can influence business location decisions.
π Capital Gains: π΅π± Poland taxes investment gains at a lower rate (19% vs 25%), benefiting investors.