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Croatia vs Germany
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

πŸ‡­πŸ‡· Croatia
vs
πŸ‡©πŸ‡ͺ Germany
Tax Year:

πŸ’° Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country β€” side by side.

Enter your annual income above to see your personal tax comparison β†’
Individual Income Tax (Top Marginal Rate)
Top Income Tax Rate
20–30%
Stable; further reform to simplify surtax system
No change
14–45%
Basic allowance ~€12,336; bracket creep relief
No change
VAT / GST / Sales Tax
VAT / GST / Sales Tax
5–25%
25% standard; EU VAT reform compliance
No change
7–19%
Standard 19% unchanged
No change
Corporate Tax Rate
Corporate Tax Rate
10–18%
Competitiveness maintained; Pillar Two active
No change
~29%
Coalition discussions on lowering to 25% ongoing
β–Ό -0.5pp vs 2025
Capital Gains Tax
Capital Gains Tax
10%
10% short-term; 0% long-term maintained
No change
25%
Investment income reform proposals under review
No change
Social Security & Payroll
Social Security / Payroll
~36.5%
Contribution reforms continuing
No change
~41.5%
Health insurance rising; pension base up
β–² +0.5pp vs 2025
State, Regional & Local Taxes

πŸ‡­πŸ‡· Croatia β€” County & Municipal Surtax

Croatia's 20 counties (ΕΎupanije) and 556 local government units levy prirez (surtax) on income tax of 0%–18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.

πŸ‡©πŸ‡ͺ Germany β€” Trade Tax (Gewerbesteuer) & Church Tax

Germany's 16 BundeslΓ€nder apply federal income tax rates uniformly β€” no state income tax variation. Municipalities levy Gewerbesteuer (trade tax) on business profits at ~7–17% effective. Church tax (Kirchensteuer) of 8–9% of income tax applies to registered members. The solidarity surcharge (Soli) now only applies to the top ~10% of earners.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

Croatia vs Germany: Key Tax Differences (2026)

πŸ’° Income Tax: πŸ‡©πŸ‡ͺ Germany has a higher top income tax rate (20–30% vs 14–45%). πŸ‡­πŸ‡· Croatia is more favourable for high earners.

πŸ›’ VAT/Sales Tax: Croatia has a higher consumption tax (5–25% vs 7–19%).

🏒 Corporate Tax: πŸ‡­πŸ‡· Croatia offers a lower corporate rate (18% vs 29%), which can influence business location decisions.

πŸ“ˆ Capital Gains: πŸ‡­πŸ‡· Croatia taxes investment gains at a lower rate (10% vs 25%), benefiting investors.

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