Poland vs South Africa
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
๐ฐ Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country โ side by side.
๐ต๐ฑ Poland โ Local & Municipal Taxes
Poland's 16 voivodeships do not levy their own income taxes. Municipalities collect property tax (podatek od nieruchomoลci) within national limits. The Polish Deal (Polski ลad) reforms of 2022 significantly changed income tax. A health insurance contribution (9% of income) is no longer deductible, effectively raising the burden. The JDG (sole proprietor) regime offers flat 19% or lump-sum options.
๐ฟ๐ฆ South Africa โ Provincial & Municipal Taxes
South Africa's 9 provinces do not levy their own income tax โ this is national. Municipalities levy property rates (0.5%โ2.5% of assessed value/year), utilities, and refuse levies. Cape Town and Johannesburg have relatively higher municipal rates. Load-shedding prompted energy-related tax credits in recent budgets.
Poland vs South Africa: Key Tax Differences (2026)
๐ฐ Income Tax: ๐ฟ๐ฆ South Africa has a higher top income tax rate (12โ32% vs 18โ45%). ๐ต๐ฑ Poland is more favourable for high earners.
๐ VAT/Sales Tax: Poland has a higher consumption tax (5โ23% vs 16%).
๐ข Corporate Tax: ๐ต๐ฑ Poland offers a lower corporate rate (19% vs 27%), which can influence business location decisions.
๐ Capital Gains: ๐ฟ๐ฆ South Africa taxes investment gains at a lower rate (18% vs 19%), benefiting investors.