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Croatia vs Belgium
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

🇭🇷 Croatia
vs
🇧🇪 Belgium
Tax Year:

💰 Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country — side by side.

Enter your annual income above to see your personal tax comparison →

Individual Income Tax (Top Marginal Rate)

Top Income Tax Rate
20–30%
Stable; further reform to simplify surtax system
No change
25–45%
Arizona reform reducing top rate; lower brackets widened
-5.0pp vs 2025

VAT / GST / Sales Tax

VAT / GST / Sales Tax
5–25%
25% standard; EU VAT reform compliance
No change
6–21%
Some reduced rates restructured under reform
No change

Corporate Tax Rate

Corporate Tax Rate
10–18%
Competitiveness maintained; Pillar Two active
No change
25%
25% maintained; IP box regime continues
No change

Capital Gains Tax

Capital Gains Tax
10%
10% short-term; 0% long-term maintained
No change
10–33%
New flat 10% CGT on financial assets in reform
No change

Social Security & Payroll

Social Security / Payroll
~36.5%
Contribution reforms continuing
No change
~46%
Reform targets reducing employer contributions over time
-2.0pp vs 2025
State, Regional & Local Taxes

🇭🇷 CroatiaCounty & Municipal Surtax

Croatia's 20 counties (županije) and 556 local government units levy prirez (surtax) on income tax of 0%–18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.

🇧🇪 BelgiumRegional & Municipal Income Taxes

Belgium's 3 regions (Flanders, Wallonia, Brussels) and 589 municipalities each add centimes additionnelles (additional centimes) to federal income tax. Municipal rates range from 0% to 9.5% of federal income tax, averaging ~7%. Flanders, Wallonia, and Brussels have differing property tax (précompte immobilier) rates and housing policy incentives. The withholding tax on investment income (précompte mobilier) is federal at 30%. Belgium has no inheritance tax at federal level — it's regional.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

Croatia vs Belgium: Key Tax Differences (2026)

💰 Income Tax: 🇧🇪 Belgium has a higher top income tax rate (20–30% vs 25–45%). 🇭🇷 Croatia is more favourable for high earners.

🛒 VAT/Sales Tax: Croatia has a higher consumption tax (5–25% vs 6–21%).

🏢 Corporate Tax: 🇭🇷 Croatia offers a lower corporate rate (18% vs 25%), which can influence business location decisions.

📈 Capital Gains: 🇭🇷 Croatia taxes investment gains at a lower rate (10% vs 33%), benefiting investors.

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