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Zambia vs Mali
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

🇿🇲 Zambia
vs
🇲🇱 Mali
Tax Year:

💰 Personal Income Tax Calculator

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Individual Income Tax (Top Marginal Rate)

Top Income Tax Rate
0–37.5%
37.5% top; copper boom funding social spending
No change
0–40%
40% top; political transition ongoing
No change

VAT / GST / Sales Tax

VAT / GST / Sales Tax
16%
16% stable
No change
18%
18% TVA maintained
No change

Corporate Tax Rate

Corporate Tax Rate
30%
30%; energy transition metals (cobalt, copper) driving investment
No change
30%
30%; mining fiscal reform expected
No change

Capital Gains Tax

Capital Gains Tax
15%
PTT 15% maintained
No change
30%
30% as income
No change

Social Security & Payroll

Social Security / Payroll
~10%
NAPSA; pension fund growing with copper sector wages
No change
~26.6%
INPS reform; social protection very limited
No change
State, Regional & Local Taxes

🇿🇲 ZambiaCouncil & Local Authority Taxes

Zambia's 10 provinces and 117 district councils levy property rates, business levies, and market fees. The Zambia Revenue Authority (ZRA) administers all national taxes. Zambia is a major copper producer — copper revenues and royalties are key fiscal inputs. The country completed an IMF-backed debt restructuring in 2023 after defaulting in 2020. Mineral royalty taxes are significant: copper 5.5% (open cast) to 8.5% (underground). The government has been diversifying the tax base away from mining dependence.

🇲🇱 MaliRegional & Cercle Taxes

Mali's 21 regions and cercles (districts) levy local taxes including Taxe de Résidence, property taxes, and business licence fees. Mali has been in severe political turmoil — military coups in 2020 and 2021, French military withdrawal, Russian PMC Wagner Group forces, and suspension from ECOWAS. Gold is the dominant export. The fiscal situation is extremely challenging with significant informal economy and conflict disruption, particularly in northern regions where terrorist groups control territory and tax trade routes informally.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

Zambia vs Mali: Key Tax Differences (2026)

💰 Income Tax: 🇲🇱 Mali has a higher top income tax rate (0–37.5% vs 0–40%). 🇿🇲 Zambia is more favourable for high earners.

🛒 VAT/Sales Tax: Mali has a higher consumption tax (16% vs 18%).

🏢 Corporate Tax: Corporate rates are similar in both countries (30% vs 30%).

📈 Capital Gains: 🇿🇲 Zambia taxes investment gains at a lower rate (15% vs 30%), benefiting investors.

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