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Sweden vs Croatia
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

🇸🇪 Sweden
vs
🇭🇷 Croatia
Tax Year:

💰 Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country — side by side.

Enter your annual income above to see your personal tax comparison →

Individual Income Tax (Top Marginal Rate)

Top Income Tax Rate
32–52%
Threshold adjustments; municipal variation continues
No change
20–30%
Stable; further reform to simplify surtax system
No change

VAT / GST / Sales Tax

VAT / GST / Sales Tax
6–25%
Standard 25% maintained
No change
5–25%
25% standard; EU VAT reform compliance
No change

Corporate Tax Rate

Corporate Tax Rate
20.6%
Pillar Two compliance for MNCs
No change
10–18%
Competitiveness maintained; Pillar Two active
No change

Capital Gains Tax

Capital Gains Tax
30%
Capital income tax rate unchanged
No change
10%
10% short-term; 0% long-term maintained
No change

Social Security & Payroll

Social Security / Payroll
31.42%
Employer social contributions unchanged
No change
~36.5%
Contribution reforms continuing
No change
State, Regional & Local Taxes

🇸🇪 SwedenMunicipal Income Tax

Sweden's 290 municipalities and 21 regions each set their own income tax, ranging from ~29% to 35% (avg ~32%). The state income tax of 20% only applies above ~SEK 598,500. Church of Sweden members pay ~1% church fee. No local corporate tax variation.

🇭🇷 CroatiaCounty & Municipal Surtax

Croatia's 20 counties (županije) and 556 local government units levy prirez (surtax) on income tax of 0%–18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

Sweden vs Croatia: Key Tax Differences (2026)

💰 Income Tax: 🇸🇪 Sweden has a higher top income tax rate (32–52% vs 20–30%). 🇭🇷 Croatia is more favourable for high earners.

🛒 VAT/Sales Tax: Both countries have comparable consumption tax rates (6–25% vs 5–25%).

🏢 Corporate Tax: 🇭🇷 Croatia offers a lower corporate rate (18% vs 20.6%), which can influence business location decisions.

📈 Capital Gains: 🇭🇷 Croatia taxes investment gains at a lower rate (10% vs 30%), benefiting investors.

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