South Africa vs Gambia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
💰 Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country — side by side.
Individual Income Tax (Top Marginal Rate)
VAT / GST / Sales Tax
Corporate Tax Rate
Capital Gains Tax
Social Security & Payroll
🇿🇦 South Africa — Provincial & Municipal Taxes
South Africa's 9 provinces do not levy their own income tax — this is national. Municipalities levy property rates (0.5%–2.5% of assessed value/year), utilities, and refuse levies. Cape Town and Johannesburg have relatively higher municipal rates. Load-shedding prompted energy-related tax credits in recent budgets.
🇬🇲 Gambia — Gambia Tax System
The Gambia has progressive income tax up to 35%. Standard GST is 15%. Following the end of Yahya Jammeh's 22-year dictatorship in 2017, President Adama Barrow has been rebuilding democratic institutions. The economy is heavily tourism-dependent and relies on groundnut exports and remittances. GRA (Gambia Revenue Authority) administers tax collection.
South Africa vs Gambia: Key Tax Differences (2026)
💰 Income Tax: 🇿🇦 South Africa has a higher top income tax rate (18–45% vs 0–35%). 🇬🇲 Gambia is more favourable for high earners.
🛒 VAT/Sales Tax: South Africa has a higher consumption tax (16% vs 15%).
🏢 Corporate Tax: Corporate rates are similar in both countries (27% vs 27%).
📈 Capital Gains: 🇿🇦 South Africa taxes investment gains at a lower rate (18% vs 27%), benefiting investors.