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South Africa vs Armenia
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

🇿🇦 South Africa
vs
🇦🇲 Armenia
Tax Year:

💰 Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country — side by side.

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Individual Income Tax (Top Marginal Rate)

Top Income Tax Rate
18–45%
Top rate maintained; NHI funding discussions
No change
20%
Flat 20%; tech hub status attracting IT workers
No change

VAT / GST / Sales Tax

VAT / GST / Sales Tax
16%
VAT raised to 16% from 1 April 2026 (Budget 2025)
+0.5pp vs 2025
20%
20% stable
No change

Corporate Tax Rate

Corporate Tax Rate
27%
Stable; National Health Insurance funding debate
No change
18%
18%; tech incentives; Pillar Two considerations
No change

Capital Gains Tax

Capital Gains Tax
~18%
Possible review of inclusion rate
No change
10%
10% maintained
No change

Social Security & Payroll

Social Security / Payroll
~2%
NHI contribution framework being developed
No change
~21.5%
Pension system maturing
No change
State, Regional & Local Taxes

🇿🇦 South AfricaProvincial & Municipal Taxes

South Africa's 9 provinces do not levy their own income tax — this is national. Municipalities levy property rates (0.5%–2.5% of assessed value/year), utilities, and refuse levies. Cape Town and Johannesburg have relatively higher municipal rates. Load-shedding prompted energy-related tax credits in recent budgets.

🇦🇲 ArmeniaCommunity & Municipal Taxes

Armenia's 930 communities (hamaynkner) levy local taxes including land tax and property tax within frameworks set by the Tax Code. Yerevan, as a metropolis divided into 12 administrative districts, has the highest commercial property values. The State Revenue Committee (SRC) administers all national taxes. Armenia has an EU-associated trade agreement (CEPA) and maintains CIS links with Russia. A flat income tax replaced progressive rates in 2020. Significant diaspora investment affects the fiscal landscape.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

South Africa vs Armenia: Key Tax Differences (2026)

💰 Income Tax: 🇿🇦 South Africa has a higher top income tax rate (18–45% vs 20%). 🇦🇲 Armenia is more favourable for high earners.

🛒 VAT/Sales Tax: Armenia has a higher consumption tax (16% vs 20%).

🏢 Corporate Tax: 🇦🇲 Armenia offers a lower corporate rate (18% vs 27%), which can influence business location decisions.

📈 Capital Gains: 🇦🇲 Armenia taxes investment gains at a lower rate (10% vs 18%), benefiting investors.

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