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New Zealand vs Gambia
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

🇳🇿 New Zealand
vs
🇬🇲 Gambia
Tax Year:

💰 Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country — side by side.

Enter your annual income above to see your personal tax comparison →

Individual Income Tax (Top Marginal Rate)

Top Income Tax Rate
10.5–39%
Thresholds may be adjusted; 39% top rate under review
No change
0–35%
No change

VAT / GST / Sales Tax

VAT / GST / Sales Tax
15%
15% maintained; no plans to change
No change
15%
No change

Corporate Tax Rate

Corporate Tax Rate
28%
28% stable
No change
27%
No change

Capital Gains Tax

Capital Gains Tax
0–39%
No comprehensive CGT; Bright-line 2-year rule maintained
No change
Taxed as income
No change

Social Security & Payroll

Social Security / Payroll
~3.5%
ACC levy review; no major structural change
No change
5% + 10%
No change
State, Regional & Local Taxes

🇳🇿 New ZealandLocal & Regional Council Rates

New Zealand's 67 councils (cities and districts) levy property rates (analogous to council tax). There are no provincial or state-level income taxes — all income tax is national. GST is a national tax. Regional councils levy rates for transport, environmental, and water services. Auckland Council is New Zealand's largest with significant combined rating authority. The Earthquake Commission (EQC) levy is a national building insurance premium.

🇬🇲 GambiaGambia Tax System

The Gambia has progressive income tax up to 35%. Standard GST is 15%. Following the end of Yahya Jammeh's 22-year dictatorship in 2017, President Adama Barrow has been rebuilding democratic institutions. The economy is heavily tourism-dependent and relies on groundnut exports and remittances. GRA (Gambia Revenue Authority) administers tax collection.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

New Zealand vs Gambia: Key Tax Differences (2026)

💰 Income Tax: 🇳🇿 New Zealand has a higher top income tax rate (10.5–39% vs 0–35%). 🇬🇲 Gambia is more favourable for high earners.

🛒 VAT/Sales Tax: Both countries have comparable consumption tax rates (15% vs 15%).

🏢 Corporate Tax: 🇬🇲 Gambia offers a lower corporate rate (27% vs 28%), which can influence business location decisions.

📈 Capital Gains: 🇬🇲 Gambia taxes investment gains at a lower rate (27% vs 39%), benefiting investors.

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