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Morocco vs Andorra
Tax Rate Comparison

Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.

🇲🇦 Morocco
vs
🇦🇩 Andorra
Tax Year:

💰 Personal Income Tax Calculator

Enter your income to see your estimated annual tax liability in each country — side by side.

Enter your annual income above to see your personal tax comparison →

Individual Income Tax (Top Marginal Rate)

Top Income Tax Rate
0–37%
Rate reduction from 2025 reform; new top rate 37%
-1.0pp vs 2025
0–10%
10% top; EU alignment reforms ongoing
No change

VAT / GST / Sales Tax

VAT / GST / Sales Tax
7–20%
Reform simplifying VAT rates; 20% standard
No change
4.5%
4.5% IGI — lowest in Europe
No change

Corporate Tax Rate

Corporate Tax Rate
20%
Uniform 20% CIT targeted by 2026 reform
-15.0pp vs 2025
10%
10% IS; EU Association Agreement compliance
No change

Capital Gains Tax

Capital Gains Tax
20%
20% on gains
No change
0%
No CGT — key differentiator
No change

Social Security & Payroll

Social Security / Payroll
~26.96%
CNSS + AMO reform continuing
No change
~21.5%
CASS stable; healthcare system well-funded
No change
State, Regional & Local Taxes

🇲🇦 MoroccoRegional & Municipal Taxes

Morocco's 12 regions, 75 provinces, and 1,503 communes have limited but growing taxing powers under decentralization reforms. Communes levy the taxe professionnelle (business licence tax on assets), taxe d'habitation (residence tax on habitable properties), and taxe de services communaux (communal services tax). The Direction Générale des Impôts (DGI) administers national taxes. Morocco is a hub for African business with competitive rates and strong treaty network.

🇦🇩 AndorraParish Taxes & Local Levies

Andorra's 7 parishes (parròquies) levy communal taxes including building and land taxes, commercial licence fees, and local service charges. Andorra only introduced a personal income tax (IRPF) in 2015 and corporate tax (IS) in 2012. This micro-state in the Pyrenees between France and Spain remains a significant tax haven due to very low VAT and no inheritance or capital gains tax. It has an Association Agreement with the EU.

⚠️ Disclaimer: Rates shown are standard top/headline rates for informational purposes. Actual tax liability depends on income level, residency, deductions, and tax treaties. 2025–2026 data reflects announced or enacted rates and may be subject to change. Not financial or legal advice.

Morocco vs Andorra: Key Tax Differences (2026)

💰 Income Tax: 🇲🇦 Morocco has a higher top income tax rate (0–37% vs 0–10%). 🇦🇩 Andorra is more favourable for high earners.

🛒 VAT/Sales Tax: Morocco has a higher consumption tax (7–20% vs 4.5%).

🏢 Corporate Tax: 🇦🇩 Andorra offers a lower corporate rate (10% vs 20%), which can influence business location decisions.

📈 Capital Gains: 🇦🇩 Andorra taxes investment gains at a lower rate (0% vs 20%), benefiting investors.

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All 🇲🇦 Morocco comparisons →All 🇦🇩 Andorra comparisons →