Montenegro vs Malawi
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
💰 Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country — side by side.
Individual Income Tax (Top Marginal Rate)
VAT / GST / Sales Tax
Corporate Tax Rate
Capital Gains Tax
Social Security & Payroll
🇲🇪 Montenegro — Municipal Taxes
Montenegro's 24 municipalities (opštine) levy property tax (0.25%–1% of market value), accommodation tax (turistička taksa), and business activity fees. Podgorica and coastal tourist municipalities (Budva, Kotor, Bar) have higher rates. The Tax Administration of Montenegro administers national taxes. Montenegro uses the euro as official currency without being an EU member. EU accession negotiations are advanced (since 2012). Significant foreign real estate investment from Russia, UK, and Middle East buyers. MFEZ (Montenegro Free Economic Zone) in Bar offers incentives.
🇲🇼 Malawi — District & City Councils
Malawi's 28 district councils and city/town assemblies levy property rates, trading licences, and local service charges. The Malawi Revenue Authority (MRA) administers national taxes. Malawi is landlocked and one of the world's poorest countries — highly dependent on tobacco exports (declining due to health campaigns), tea, and sugar, plus significant international aid. An IMF Extended Credit Facility has been supporting fiscal consolidation. The kwacha has experienced significant depreciation, complicating tax bracket real values over time.
Montenegro vs Malawi: Key Tax Differences (2026)
💰 Income Tax: 🇲🇼 Malawi has a higher top income tax rate (9–15% vs 0–35%). 🇲🇪 Montenegro is more favourable for high earners.
🛒 VAT/Sales Tax: Montenegro has a higher consumption tax (7–21% vs 16.5%).
🏢 Corporate Tax: 🇲🇪 Montenegro offers a lower corporate rate (15% vs 30%), which can influence business location decisions.
📈 Capital Gains: 🇲🇪 Montenegro taxes investment gains at a lower rate (15% vs 30%), benefiting investors.