Finland vs United Arab Emirates
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
๐ฐ Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country โ side by side.
๐ซ๐ฎ Finland โ Municipal Income Tax
Finland's 309 municipalities set their own income tax rates (municipal tax) ranging from ~16.5% to ~22.5%, averaging ~20%. This is added to the national progressive income tax. The church tax of 1%โ2.2% applies to members. No regional income tax. The 'solidarity tax' on high earners (2%) applies nationally. Municipalities also levy real estate tax on property owners. The welfare state is heavily funded by these high combined tax rates.
๐ฆ๐ช United Arab Emirates โ Emirate-Level Fees & Free Zone Benefits
The UAE has no federal income tax on individuals. Emirates impose municipality fees (~5%) on commercial rents and tourism/hotel fees of 10โ15%. Free Zones (DIFC, ADGM, Jebel Ali) offer 0โ9% corporate rates for qualifying activities. Real estate transfer fees of 4% apply in Dubai. Emiratisation targets are increasing employer costs.
Finland vs United Arab Emirates: Key Tax Differences (2026)
๐ฐ Income Tax: ๐ซ๐ฎ Finland has a higher top income tax rate (~44โ51.4% vs 0%). ๐ฆ๐ช United Arab Emirates is more favourable for high earners.
๐ VAT/Sales Tax: Finland has a higher consumption tax (10โ25.5% vs 5%).
๐ข Corporate Tax: ๐ฆ๐ช United Arab Emirates offers a lower corporate rate (9% vs 20%), which can influence business location decisions.
๐ Capital Gains: ๐ฆ๐ช United Arab Emirates taxes investment gains at a lower rate (0% vs 34%), benefiting investors.