Finland vs Kosovo
Tax Rate Comparison
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๐ฐ Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country โ side by side.
๐ซ๐ฎ Finland โ Municipal Income Tax
Finland's 309 municipalities set their own income tax rates (municipal tax) ranging from ~16.5% to ~22.5%, averaging ~20%. This is added to the national progressive income tax. The church tax of 1%โ2.2% applies to members. No regional income tax. The 'solidarity tax' on high earners (2%) applies nationally. Municipalities also levy real estate tax on property owners. The welfare state is heavily funded by these high combined tax rates.
๐ฝ๐ฐ Kosovo โ Municipal Taxes
Kosovo's 38 municipalities levy property tax (0.15%โ1% of market value), business registration fees, and local service charges. Pristina has the highest municipal fees. The Tax Administration of Kosovo (TAK) administers national taxes. Kosovo has one of Europe's youngest populations and lowest tax-to-GDP ratios (~17%). The economy relies heavily on remittances from the diaspora (~16% of GDP). Kosovo uses the euro as its currency despite not being an EU member, and has applied for EU candidate status.
Finland vs Kosovo: Key Tax Differences (2026)
๐ฐ Income Tax: ๐ซ๐ฎ Finland has a higher top income tax rate (~44โ51.4% vs 0โ10%). ๐ฝ๐ฐ Kosovo is more favourable for high earners.
๐ VAT/Sales Tax: Finland has a higher consumption tax (10โ25.5% vs 18%).
๐ข Corporate Tax: ๐ฝ๐ฐ Kosovo offers a lower corporate rate (10% vs 20%), which can influence business location decisions.
๐ Capital Gains: ๐ฝ๐ฐ Kosovo taxes investment gains at a lower rate (10% vs 34%), benefiting investors.