Estonia vs Malta
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
πͺπͺ Estonia β Local Income Tax Supplement
Estonia's 79 local governments levy a local income tax supplement of 11.4% of taxable income (2024), collected alongside the national 20% income tax. Together these form the effective total income tax. Estonia's unique fully distributed profit taxation system means companies pay no corporate income tax on retained earnings β only on distributed profits (dividends). This has driven significant foreign investment. Land tax (maamaks) is levied at 0.1%β2.5% of assessed land value by municipalities.
π²πΉ Malta β Local Council Taxes
Malta's 68 local councils (kunsilli lokali) have limited taxing powers β primarily fees for refuse collection, minor local services, and permits. Income tax, VAT, and company tax are all national. Malta is a significant EU financial services hub offering a full imputation dividend tax credit system that can reduce corporate effective tax rates to as low as 5% for non-resident shareholders. Malta has attracted gaming companies, crypto regulation pioneers, and financial services firms with its competitive holding company structures and refund system.
Estonia vs Malta: Key Tax Differences (2026)
π° Income Tax: π²πΉ Malta has a higher top income tax rate (22% vs 0β35%). πͺπͺ Estonia is more favourable for high earners.
π VAT/Sales Tax: Estonia has a higher consumption tax (9β24% vs 5β18%).
π’ Corporate Tax: πͺπͺ Estonia offers a lower corporate rate (22% vs 35%), which can influence business location decisions.
π Capital Gains: π²πΉ Malta taxes investment gains at a lower rate (12% vs 22%), benefiting investors.