Andorra vs Croatia
Tax Rate Comparison
Enter your income below for a personal tax estimate, then scroll down for full rate breakdowns.
π° Personal Income Tax Calculator
Enter your income to see your estimated annual tax liability in each country β side by side.
π¦π© Andorra β Parish Taxes & Local Levies
Andorra's 7 parishes (parrΓ²quies) levy communal taxes including building and land taxes, commercial licence fees, and local service charges. Andorra only introduced a personal income tax (IRPF) in 2015 and corporate tax (IS) in 2012. This micro-state in the Pyrenees between France and Spain remains a significant tax haven due to very low VAT and no inheritance or capital gains tax. It has an Association Agreement with the EU.
ππ· Croatia β County & Municipal Surtax
Croatia's 20 counties (ΕΎupanije) and 556 local government units levy prirez (surtax) on income tax of 0%β18%. Zagreb applies the maximum 18% surtax. The surtax is calculated on the national income tax liability. Property transfer tax is 3% on real estate. Municipalities may levy local fees. Croatia adopted the euro in 2023, replacing the kuna. The abolition of the second income tax bracket (36%) in 2024 simplified the system considerably.
Andorra vs Croatia: Key Tax Differences (2026)
π° Income Tax: ππ· Croatia has a higher top income tax rate (0β10% vs 20β30%). π¦π© Andorra is more favourable for high earners.
π VAT/Sales Tax: Croatia has a higher consumption tax (4.5% vs 5β25%).
π’ Corporate Tax: π¦π© Andorra offers a lower corporate rate (10% vs 18%), which can influence business location decisions.
π Capital Gains: π¦π© Andorra taxes investment gains at a lower rate (0% vs 10%), benefiting investors.